What we do
Full-service assurance, tax, and advisory.
From statutory audit to strategic advisory, our engagements are built on rigor, ethics, and a genuine understanding of your business.
Audit & Assurance
- Financial statements audit
- Internal audit
- Review of historical financial statements
- Review of prospective financial statements
Tax Services
- Tax assessment
- Tax compliance health check
- Tax due diligence
- Tax opinions and rulings
- Tax planning and structuring
- Estate and donor’s tax compliance
Accounting Services
- Bookkeeping
- Compilation of financial statements
- Account reconciliations
- Internal accounting
Advisory & Business Consultancy
- Business policy making
- Financial due diligence
- Risk management
- Strategic management
Corporate Services
- Business registration
- Corporate structuring
- Corporate secretarial
- Payroll processing and compliance
Other Services
- Agreed-upon procedures
- Company profiling & loan application assistance
- Estate planning · Retirement planning and funding
- Contract review · Collection services
- Real estate services and other allied services
Who we serve
Industries we serve.
The reporting framework, the controls, and the regulator differ by sector. Our engagements cover twelve.
Beyond Tacloban City
Engagements run from wherever you are.
Clients elsewhere in Eastern Visayas, in Metro Manila and in other regions work with us without travelling to our office.
Documents turned over online
Records, schedules and supporting documents are exchanged through shared online folders, and reports are delivered the same way.
Meetings by video call
Planning, status and closing meetings are held by video call. Visits are scheduled where the work requires them, such as an inventory count.
Electronic filing
Returns and reports are filed through the online systems of the BIR, the SEC and the other agencies that accept them.
Our Partners
Led by credentialed professionals.
Four partners with national distinctions, international practice, and deep roots in the academe.
Placed 2nd in the May 2018 CPA licensure examination. Trained in assurance and taxation at one of the largest professional services firms in the world before returning to Region VIII, and has since audited MSMEs through to large corporations. Assists taxpayers through BIR audits and assessments. Teaches audit, assurance, and taxation, and authored a CPA reviewer book on auditing.
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Audit and Professional Practice Director at one of the world’s Top 4 professional services firms, serving in its London, New York, and Philippine offices. Sat three consecutive terms on the Audit and Assurance Standards Council, served as National President of PICPA for FY 22-23, and sits on the council of the ASEAN Federation of Accountants. Led Saint Paul School of Professional Studies as President for more than a decade.
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Placed 1st in the May 2018 CPA licensure examination and 10th in the December 2023 Bar. Practice centres on tax compliance and health checks, assistance with tax audits, corporate structuring, and tariff and customs compliance. Began his career as a risk and compliance officer, internal auditor, and data privacy officer. Lectures on taxation and commercial law and reviews for the CPA board examinations.
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More than half a decade in the public practice of accountancy, auditing MSMEs and large corporations across retail and trade, educational institutions, non-profits, importation, and services. Began as an audit associate at a Manila firm. Works in full-cycle accounting and financial reporting with variance and ratio analysis. School accountant and part-time lecturer at SPSPS, and treasurer of PICPA–Tacloban Chapter.
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What falls due this month.
The next filing and payment deadlines we are tracking. Open the calendar for the full year.
Get in touch
Let’s talk about your business.
Tell us what you need — audit, tax, bookkeeping, or advisory — and our team will get back to you.
2nd Floor, Rubber Tree Building, Brgy. 77, 611 BLISS – Fatima Diversion Road, Tacloban City, Philippines 6500
Suite 302, F. Mendoza Complex, Sto. Niño St., Brgy. 28, Tacloban City 6500
0995 398 9482
info@aaccocpas.com
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Industries
Audit Services for Non-Stock Savings and Loan Associations
We serve NSSLAs with statutory audits, BSP regulatory reporting, verification of member capital and loan accounts, and governance and controls suited to non-stock, member-based finance.
What an NSSLA audit involves
Non-stock savings and loan associations operate under the Revised Non-Stock Savings and Loan Association Act of 1997 (Republic Act No. 8367) and are supervised by the Bangko Sentral ng Pilipinas. An NSSLA accepts savings from, and lends to, a well-defined group of members only, and its annual audit report is submitted to the BSP.
The audit covers members’ capital contributions and deposits, loans to members and the allowance for credit losses, the distribution of net income to members, and compliance with the BSP regulations that apply to the association.
What needs attention
- Member accounts. Agreement of capital contribution and deposit ledgers with the general ledger, and confirmation with members.
- Loans to members. Classification, past due accounts, collection through salary deduction and the allowance for credit losses.
- Membership. Transactions confined to the well-defined group the association is authorised to serve.
- Dividends and interest. Computation and approval of amounts distributed to members.
- Prudential limits. Compliance with the ratios and limits the BSP prescribes.
Related services
- Verification of member capital and loan accounts against the subsidiary records.
- Support for BSP reportorial requirements and examination findings.
- Review of governance and of controls over lending and collections.
- Tax compliance and assistance during a BIR audit.
Frequently asked questions
Who may be a member of an NSSLA?
Membership is confined to a well-defined group, such as the employees of one company or agency, as stated in the association’s articles and by-laws.
Does the BSP set requirements for the external auditor?
The BSP has its own rules on the external auditors of the institutions it supervises. We confirm the requirement that applies before accepting an engagement.